Licensed Polish Small Payment Institution (SPI)

Licence details

The institution was authorised by the Polish Financial Supervision Authority (KNF), which also supervises it, and it operates under both national and EU payment frameworks.

Licensed activities

• Processing payments and running e-wallets
• Payment gateways for merchants, with BLIK, pay-by-link and card payments
• Automated payments and mass payouts
• API-based financial integrations and recurring payments
• Solutions for KYC/AML checks and compliance
• Custody of funds and processing of settlements

Infrastructure and integrations

• A single REST API covering payments across multiple channels
• Integration with Zapłatomat, which automates payment links, reminders and debt collection
• Open banking payments connected
• Automated reporting to GIIF, the AML authority