API/PI (Authorised Payment Institution)NIM-11098

Payment Institution in Western Europe for sale

A payment institution authorised with SEMI and API licences, running a fully built embedded payments infrastructure connected to several banks.

Price on request

Key facts

Listing type
Licensed company
Category
API/PI (Authorised Payment Institution)
Region
Europe
Reference
NIM-11098
Published
23 March 2026
Status
Operational and fully regulated entity

Details

Licence and regulation

The entity is operational, fully regulated and passported across the EEA. It holds SEMI and API licences, with a route to upgrading to a full EMI.

Platform

  • Embedded payments: an established platform on infrastructure built in-house
  • Banks: connections to several, Deutsche Bank among them
  • Payment methods: SEPA (SCT/DD), Bacs, Faster Payments and local APMs: Apple Pay, Google Pay, iDEAL, Vipps/MobilePay and Twint
  • Merchants: account structures on several levels, with onboarding based on risk
  • IBANs: local virtual IBANs
  • FX: handled through banking infrastructure of institutional grade
  • Currencies: 18 for processing and 11 for payouts
  • Acquirers: the system is acquirer-agnostic and can integrate with multiple partners

Business and team

Commercial traction is at an early stage, on an established operating framework. The senior team brings strong expertise in payments and operations. Because the infrastructure is fully built, the business can enter the European market immediately.

Note for buyers

More details are shared once the buyer provides a KYC package: an NDA, a passport and proof of funds.

Offer details and price

Price on request

The price and the full details of this offer are available on request. Send us a request and our team will get back to you.

Reference: NIM-11098

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